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Estate Planning |
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Asset
management and insurance is a key element
that plays an important role in estate planning,
risk management, tax planning and asset protection. |
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By
working with your estate planning attorney,
we can help you |
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Minimize
the risk of estate tax by using life
insurance to provide immediate cash
to the trust or your heirs, free of
income tax |
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Achieve significant
charitable goals by designating a charity
as a beneficiary. |
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Create an estate
by using life insurance to protect and
preserve your family’s lifestyle.
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Protect income and
assets from disability and illness with
disability insurance and/or long term
care insurance. |
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Blue
Pacific Wealth Management works with
Estate Planning Advisors and other Advanced
Planners for even the most complex planning
needs. |
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Estate Planning
for Businesses
Although you most likely have a buy/sell agreement,
in many cases this is unenforceable without
proper funding mechanisms. A properly funded
buy/sell agreement with life or disability
insurance can protect against the death or
disability of a key person, or ensure a business
continuation by providing a temporary source
of cash flow.
Irrevocable Life
Insurance Trust (ILIT)
An Irrevocable Life Insurance Trust can avoid
estate taxes and even be excluded from your
estate, when structured properly. ILITs are
an ideal way to build assets to provide for
your heirs, especially those with special
needs. The ILIT owns the policy and pays the
premium, with the proceeds passing into the
trust.
Life
Insurance
This can not only protect your legacy, but
an adequate life insurance policy can also
play an integral role in your estate plan.
Choosing a life insurance plan that fits your
family's financial needs requires an understanding
of taxes, trusts, investments, and a myriad
of other factors.
Disability
Insurance
Being forced out of work due to a disability
be can solved with simple disability insurance,
should you or your spouse be unable to work.
Long-Term Care
Long term care costs can quickly erode hundreds
of thousands to over a million dollars and
cripple your estate permanently.
Long-term care insurance can cover the costs
that Medicaid, Medicare and Medigap won't
fully cover, such as: skilled and custodial
levels of care, nursing home and assisted
living facilities, home health care, respite
care, hospice care, adult day care and continuing
care retirement communities.
Advanced
Planning Strategies
Wealth transfer strategies and non-qualified
executive benefits can be very advantageous
to solve the challenges facing wealthy individuals
and businesses.
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Office
512-462-3704 |
info@bluepacificwealth.com
| Fax: 512-628-3130
Stonegate One Plaza
2501 W. William Cannon Dr. Blg. 2 Ste. 204
Austin, TX 78745
Bryan J. Bourgeois is a Registered Investment Advisor Representative
and a Registered Representative in Texas.
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Copyright © 1994-2009 Blue Pacific Wealth Management. All rights
reserved.
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This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your registered representative. Read it carefully before you invest or send money. Insurance and securities are limited to the residents of Texas .
Bryan J. Bourgeois is a Registered Investment Advisor Representative and a Registered Representative in Texas,
offering securities and advisory services through Workman Securities Corporation 6500 City West Parkway Suite 350 Eden Prairie, MN 55344 800-225-6465. Securities Broker/Dealer. Member FINRA/SIPC www.FINRA.org
www.SIPC.org
Blue Pacific Wealth Management is not a subsidiary of or controlled by Workman Securities Corporation.
Fixed insurance products may be offered through insurance agencies not affiliated with Workman Securities Corporation. |
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